We made it past Januworry, but if your finances are still hitting you hard after a fantastically festive holiday season, perhaps it’s time to re-evaluate your spending habits and save more in 2024! Here are some tips and tricks to get you on the road to mega savings this year.

  • Loyalty cards for the win

We know your wallet is probably filled to the brim with a card for each shop you frequent, and we love this! But remember: always use your bsmart card in conjunction with your other loyalty cards this way you’ll be saving in two ways!

  • Budget, budget, budget

There are loads of templates online that could help you get started with budgeting. Otherwise, the old-fashioned pen and paper will do the trick. Even if you don’t use your budget to plan out all your expenses beforehand, you should at least keep track of your spending throughout the month. This will help you figure out the spots where you can cut back and save!

  • Fill up before the fuel price spikes

If you have a car, you know that the fuel price is like a yo-yo, going up and down every few weeks. We suggest that you keep your eye on the news and fuel price trends to save money by filling up before the fuel price increases. You may only save a few rands, but every bit helps!

  • Cut back on luxuries

Limit your nights at a restaurant to one or two per month. Another way you can really rack up the rands is by making a cup of coffee at home in a reusable travel mug and taking it with you on the commute to work instead of popping into that trendy coffee shop on the corner that could really add up if you’re not careful. 

  • Automate it

If you don’t already have a savings account or pocket linked to your accounts, set it up and set a debit order to automatically debit some cash into your savings on the day you get paid. As the sayings go, “you can’t miss what you don’t have” and “out of sight, out of mind” are definitely the case with this tip. If you let the debit order do the work for you, you won’t be able to postpone and accidentally spend that money. 

  • Use your rewards

So you’ve swiped every loyalty card in your wallet, and you’ve received those rewards. Now it is time to use them! One discount loaded on your card may not seem like much, but combine them all together and you’re saving big! The same goes for your bsmart cashback bonus. Put some thought into what you would like to do with it and use it, but use it wisely!

 At bsmart we help our members save, and payout cashback bonuses quarterly or annually – your choice. To learn more about bsmart contact us or click here to sign up directly through our website.