It’s Bonus Season for bsmart members, and that means shopping lists and holiday cheer are in full swing! Whether you're planning for the new year, treating your family to a holiday, or making the most of Black Friday deals, the bsmart bonus is a versatile tool that helps you get the most out of your money. By using it wisely this holiday season, you can maximise the value of your cashback rewards. In this blog, we’ll explore how the bsmart bonus works and how you can make the most of it.

Your bsmart Bonus

Every November, bsmart members that have opted for an annual payout receive cashback benefits that have accrued over the year. Wondering how it works? As a bsmart member, each time you pay with your bsmart card, savings build up in your bsmart account. In November each year, these savings are tallied up and paid to you as a personalised lumpsum cashback bonus. If you’ve been consistent with monthly payments for your purchases, your bonus will arrive in full, ready for you to enjoy - just in time for Black Friday, school holidays, and Christmas shopping.

Here’s how you can maximise that bsmart bonus for the holidays:

  1. Upgrade Your Black Friday Shopping

Making the most of Black Friday this November, the biggest shopping day of the year, is possible with the help of your bsmart bonus. You can maximise your savings by using your cashback bonus when shopping for digital devices from Game, household goods from Pick ‘n Pay, clothing from TFG, or even gifts for the holidays.

Here’s the trick: combine your bsmart cashback bonus with Black Friday retailer discounts and loyalty points from our bsmart retail partners. This means you’ll not only benefit from special sales but also begin to accumulate cashback towards next year’s bonus. That’s what we call smart shopping.

  1. Treat Your Family This Festive Season

The next school break is the ideal opportunity to relax and spend time with loved ones after a busy year. Why not use your cashback to stay at home this holiday season and throw a feast for the family without the financial stress? If you're planning a trip to the nearby beach or another kind of adventure, your cashback bonus can help pay for snacks, food, or new summer clothing from bsmart’s retail partners.

You can spend your bonus however you please, whether you want to spend it on holiday festivities with the family, or keep it in your account to help with January expenses.

  1. Gift-Giving Made Easy for those members celebrating Christmas

Giving is the essence of Christmas, and the bsmart bonus makes it simpler to give joy throughout the holidays without going over budget. Your bonus can save you a few pennies while gifting your loved ones everything, from technology from Makro, festive sweets from Checkers, and attractive clothing to kid-friendly toys from Woolworths.

The finest aspect? You can get everything you need for the holidays at these big-box stores this Black Friday, and as you spend, you'll keep earning more towards your next cashback bonus. Both your wallet and your gift list will benefit from it!

  1. Plan Ahead for 2025

While the holiday season is fun, it’s also a great time to think about the year ahead. Your bsmart bonus could be the perfect tool for planning ahead. Consider using it for practical purposes, like paying for school supplies, investing in home improvements from Builders, or saving up for a bigger purchase next year. Choosing to receive your bsmart bonus annually, gives you the added benefit of being able to budget for big-ticket items and future goals, ensuring that you start every new year on the right foot.

Not a bsmart member yet?

Now is a perfect time of the year to join bsmart. Not only will you be able to use your bsmart card this festive season, but you’ll also be able to start accumulating your cashback bonus towards your bonus payout in November 2025! Become a bsmart member now!