If there were a corporate title for running a household, moms would be the undisputed Chief Financial Officers (CFOs). From stretching a budget to negotiating like a pro, moms have been running financial masterclasses and getting the best price for years without the fancy boardroom meetings. As we celebrate Mother’s Day, let’s take a moment to learn from the best financial minds we know: our moms.
1. Stretching every Rand like a pro
Moms have a superpower: making money go further than anyone thought possible. They know how to turn one chicken into three meals and how to find the best school supplies without breaking the bank. Bulk buying, repurposing leftovers, and always being on the lookout for discounts are just a few ways they make every cent count. Join the bsmart member group on Facebook and sign up to bsmart’s monthly newsletter to receive updates about the discounts offered by bsmart’s retail partners and like smart moms ensure you are always getting the Best Price.
2. Negotiation is a mom’s second language?
Ever watched a mom negotiate with a toddler about bedtime? Now imagine her in a business deal, she’d win every time! Whether it’s haggling at a market or calling service providers to get a better deal, moms know that asking for a discount (or a little extra) is always worth it.
3. Loyalty pays off
Moms know that loyalty rewards programs can make a big difference over time. They use cashback cards, discount vouchers, and special promotions to maximise savings and get the best price. Smart moms use loyalty cards in conjunction with their bsmart card. You can save twice by swiping existing loyalty cards like XtraSavings, SmartShopper, WRewards, Clicks Clubcard and paying with your bsmart card. When you pay with your bsmart card, you earn cashback when shopping at your favourite retail partners, making everyday purchases even more rewarding. Your cashback bonus accumulates and pays out into your bsmart account annually or quarterly, to spend wherever you want to. With bsmart you avoid the trap of overextending your credit because you settle your full balance every month. You also have the choice of a pre-paid card option.
4. Planning for the future
From school fees to rainy-day funds, moms are always thinking ahead. They don’t just manage expenses, they anticipate them. Setting aside savings, making use of lay-by options, and budgeting for special occasions well in advance are just some of the strategies moms use to keep finances in check. The bsmart card has been a good safety net for moms, being a backup in times when cash flow is low or during emergencies.
5. Investing in what matters
Moms understand that not every expense is an expense, but some are investments. Whether it’s spending on education, nutritious food, or quality household items that last, they know when to prioritise value over price.
This Mother’s Day, give back the smart way
Now that we’ve taken a page from Mom’s financial playbook, it’s time to show her some love. Use bsmart to buy your mom the perfect Mother’s Day gift while enjoying the best prices and earning cashback on your purchase. Because if there’s one thing moms appreciate, it’s a smart financial decision!
Shop at bsmart’s retail partners and earn a cashback while spoiling your mom this Mother’s Day. We’re sure you know what your mom would love and need, but here are some ideas for Mother’s Day gifts:
- Create a pamper hamper with supplies from Clicks and Dischem
- Buy your mom a beautiful jacket or coat for winter from Woolworths, Foschini, or Ackermans
- Buy a bunch of flowers and compile a snack hamper with goodies from Pick ‘n Pay, Checkers, or Shoprite
Conclusion
Moms have been the ultimate financial strategists long before budgeting apps and cashback programmes existed. Their ability to stretch rands, negotiate deals, and plan ahead is a lesson in financial wisdom we can all learn from. This Mother’s Day, let’s celebrate the CFOs of our homes by making smart spending decisions—just like they do. Whether it’s spoiling Mom with a thoughtful gift or applying her money-saving tactics in our daily lives, let’s honour the financial mastery she’s passed down. Shop smart, earn cashback, and give back the bsmart way!